‘AER’ (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. The level and basis of tax can change and the value of tax relief depends on your personal circumstances. ‘Tax-free’ indicates that interest is exempt from UK income tax provided all ISA conditions are met. ISA rules may change. In order to subscribe to a cash ISA, you can’t have subscribed to another cash ISA or used your total annual ISA allowance in any combination of permitted ISAs during the same tax year. Return to referenceįor cash ISAs, applicants must be resident in the UK for tax purposes. Annual allowances are subject to review and the government’s favourable treatment of ISAs may change. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. ‘Gross’ is the rate payable without tax taken off. To maintain a quality service, we may monitor or record calls. Due to popularity, the next available appointment in a branch may be a few weeks away.
Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 5pm. Online Banking, the Barclays app and Telephone Banking are only available if you’re registered to use these services. You need to be 18 or over to access this product or service using the app.
